PENGARUH NON PERFORMING LOAN DAN LOAN TO DEPOSIT RATIO TERHADAP RETURN ON ASSETS PADA BANK BUMN PERIODE 2009-2019
نویسندگان
چکیده
منابع مشابه
Non-Performing Loan Securitization in the People’s Republic of China
Chinese authorities have initiated disposal methods ranging from loans sales to debtfor-equity swaps to resolve the country’s Non-Performing Loans (NPL). NPL securitization, a form of structured finance, tops the list of innovative financing techniques to resolve the remaining USD$73.1 billion of the original USD$170 billion removed from the banking system by Asset Management Companies (AMC), w...
متن کاملAn Examination of China's Non-performing Loan Issue
Non-performing loans (NPLs) are essentially a product of the irrational allocation of resources. Different from other Asian countries, China's NPL issue resulted primarily from a transitioning economy dominated by the triangular relations of state-owned enterprises (SOEs), state-owned commercial banks (SOBs) and the fiscal system. Even though the total amount of NPLs in 1999 was estimated to be...
متن کاملThe Higher Carbon Intensity of Loans, the Higher Non-Performing Loan Ratio: The Case of China
In response to the call of the Chinese government to support low-carbon development, the issue has come to the view gradually as to whether the behaviors of banks’ green credit will contribute to easing their own credit risk. To reflect the behaviors of green credit of banks in detail, an indicator, named the carbon intensity of loans (CIL), is first proposed in this paper to measure the carbon...
متن کاملFrom Loan Screening to Loan Prospecting
We study a controlled corporate experiment in which loan officers were compensated to engage in loan prospecting in addition to the traditional loan screening. Loan prospecting led to larger loan sizes (+15%) and higher origination rates (+31%) while keeping the traditional credit quality threshold and interest rate intact. Loan officers attempt to influence the decision making process: loan of...
متن کاملMarket concentration and commercial bank loan portfolios
This paper estimates the relationship between banking market concentration and high-risk portfolio strategies at commercial banks. I use the unprecedented changes in the degree of competition in local banking markets that occurred after 1980 to estimate the impact of market competition on the risk profile of commercial bank lending. I find evidence that increasing concentration has been associa...
متن کاملذخیره در منابع من
با ذخیره ی این منبع در منابع من، دسترسی به آن را برای استفاده های بعدی آسان تر کنید
ژورنال
عنوان ژورنال: E-Jurnal Ekonomi dan Bisnis Universitas Udayana
سال: 2021
ISSN: 2337-3067
DOI: 10.24843/eeb.2021.v10.i03.p04